Cos’è l’investimento - Facciamo Chiarezza

Sempre nella bocca di troppe persone…
l’investimento è uno di quei termini per cui più o meno tutti ti danno la loro opinione.

Ma tanto un’opinione è solo un’opinione e non costa nulla, giusto?

Eh no vecchio mio, SBAGLIATO.
L’opinione di chi dice cose a casaccio, costa molto cara. Specie per chi ascolta e applica.
E fidati che di opinioni sugli investimenti, ne sparano grosse.

Iniziamo quindi con una definizione chiara e precisa.

THE SAFEST INVESTMENTS YOU CAN MAKE

Investing means putting your money into assets that - according to statistical/market/technical analysis, etc. - increase in value (appreciate) over time, giving you an advantage: returns on the invested money in terms of increased value, dividends, etc.

“Over time”, yes, because investing means conducting a LONG-term action.

We're talking about years here, not months, let alone days...

People usually get scared when they realize that investment is based on long periods of time because they want everything right away. But that's not possible.

Investing is a marathon, not a 100-meter race

Be a marathon runner, not a sprinter. That's the concept behind true investment.

The word "investment" should evoke in you a process where it's good to "keep going" and never stop.

But be careful, it doesn't mean you have to go slow necessarily, it simply means you mustn't stop.

You must enter accumulation mode because with investments, you win with time and patience. Not with a sprint... even though that's what everyone would like to do.

Of course, maybe there are those who have managed to do a sprint, just as there are those who have made money by playing the game of shit coins/signals, etc., but if I can give you advice... don't live your life hoping to get lucky, let alone relying solely on fleeting and trendy things.

Because it won't end well.

Remember: investment is completely different from SPECULATION.

If you do intraday trading, you're speculating on volatility. If you do arbitrage, same thing. It doesn't mean it's not good, but it simply has a different meaning from what investment is, as wise investors understand it (I recommend reading pillar books and watching interviews with the world's top investors).

The best investment you can make

If you ask someone, a financial advisor, a friend, anyone who calls themselves an "investor," what is the best investment you can make and this person immediately gives you an answer (like real estate, crypto, trading indices, private equity or investments in business activities)...

Well... probably you're talking to an idiot.

Because the first answer cannot be a standard answer.

There is no "universal" investment that is better than all others.

Because there are numerous factors to consider when making the decision to invest.

Factors like:

  • your risk propensity and your ability to manage it;

  • how much you fear losing these capitals;

  • how much money you have saved;

  • what your socio-economic and financial situation is;

  • how deep your knowledge of the markets is;

  • what your financial goals are;

  • your willingness to lock up money;

  • Your age;

  • if you want to be mobile because you want to travel freely around the world or more stationary and stable;

  • etc.

So, going back to this person...

the only correct answer that they could give you is to question yourself about these factors.

Only after answering these questions can you analyze what are the best investments for you.

There are a lot of investment options to choose from, and there is no one that is universally more right and profitable than another.

There is only the investment that works for you.

And the truth is that there are no completely safe investments either.

Because the only safer investment you can make is to understand your situation well, your needs, the time period for which you want to lock up these capitals, and start understanding this world.

And above all, because BLACK SWANS have always ruled the markets and the world.

The book 'The Black Swan' will explain what I mean.

Only one rule never changes.

That is, your mentality must shift from "I want everything now" to "I set aside and make my money work".

Then, if in the meantime you want to live the good life, the "instant" solution is NOT investment...

But the development of a serious business structured according to marketing principles.

But that's another story...

Ah.. don't believe anyone who tells you they give you 20% per month without you doing anything because either they drive a Bentley and have 9 other cars and live in a house in Beverly Hills (and own 7 more).. or ask yourself 2 questions. There aren't many 'because/eh but you don't understand/eh but look that..' . Period. It doesn't work.